CFPF — Cash Flow Performance & Forecasting

Continuous transaction-based cash flow performance · Chase edition

Data Management

Import Chase transactions or restore a CFPF JSON backup. Data is stored in this browser when available.

Save a JSON backup after each import. A new browser or file location may not retain local data. Transactions with blank running balances are skipped and reported separately; pending amounts are not reflected in the latest posted balance.

Rolling Cash Flow Performance

Import transactions to calculate performance.

Rolling totals are calculated from the most recent 365 days ending at the latest posted transaction. Transfers into checking count as income; outgoing transfers are excluded from operating cash out. Credit card payments count as cash out.

12-Month What-If Cash Flow Forecast

Explore how changes in income, recurring costs, or a one-time purchase, or a transfer from savings could affect your cash balance. The Without Changes forecast uses your actual cash flow over the latest 365 days, not a budget or statement period.

Forecast Period

365 days (12 months). Monthly income and recurring expense changes apply for the full year. Enter changes relative to your current income and expenses, not replacement totals.

Enter a positive amount for more income or a negative amount for less income, such as a pay cut or lost benefits.

Enter only the change from what you already pay. Replacing a $500 car payment with a $700 payment means +$200; eliminating a $500 payment means −$500. Positive amounts increase expenses; negative amounts reduce them.

Optional cash transferred into checking for this scenario. This helps fund the forecast but does not increase ongoing income.

Set the cash reserve you want to retain at the end of the forecast.

What-If Forecast Results — Next 12 Months

Import transactions to model your cash flow.

Planning estimate only. Monthly scenario inputs use 12 months per 365 days (a $500 monthly payment is $6,000 over 365 days). It assumes the historical average cash flow continues evenly and that monthly changes apply throughout the next 12 months. It does not predict individual payment dates or investment returns. A one-time savings contribution increases available cash but does not change ongoing cash flow. One-time expenses are assumed to occur during the next 12 months. No transfers out are treated as operating expenses.